A crisis. Really?

I heard the word crisis used to describe the situation with Social Security. That it will run out by 2075 and so it is this huge crisis facing America.
To the folks trying to sell this crisis I want to know is something that my happen in 2075 really a crisis? Why are we running around like chickens with our heads cut off trying to revamp the system.
Social Security running out in 70 years seems like we totally have enough time to address it without trying to pivatize it right away.
I think that instead of freaking out someone needs to open the floor to suggestions of how to encourage people to save money.
We debate for hours of who should teach children about sex and evolution/creation, but no one ever talks about who teaches their kids about money. Just as much as any other value the way people deal with money gets passed on to their children.
If you walk onto any college campus today chances are that there are people standing around using t-shirts, cd's, hats and other prizes to lure people to sign up for credit cards. When was the last time you saw someone giving away prizes for starting an IRA, savings bond, mutual fund or other such investment.
There are many other problems facing our country today. Perhaps we should be running around trying to fix the health insurance situation or trying to come up with alternative energy sources. Nobody runs around freaking out because if we don't start using alternative energy and stop contributing to globabl warming Minnesota is likely to look like Kansas in 50 years.
So that is my rant for the day .